Friday, September 18, 2009

Not so random thoughts on health care

The following is the letter I sent today to my two senators -- Byron Dorgan and Kent Conrad.

Dear Senator:

I wanted to express my fear about government-sponsored health care being an option for people who already receive health care as a component of their benefits package at work.

My fear stems from something that happened last year to my dad.

My father is 89 years old and retired from Continental Oil Company (Conoco) in 1985. For 23 years he had excellent prescription drug coverage as part of his retirement benefits. However, Conoco now has discontinued their private drug coverage and dad had to enroll in Medicare Part D through membership in AARP. Like a lot of seniors, dad suffers from Alzheimer’s so requires expensive medication, including Arricept and Namenda. These medicines appear to have arrested the progression of Alzheimers; however, under his Part D coverage, dad’s cost for prescription drugs increased astronomically as most of this year he has spent in the “Gap.”

Dad is a World War II veteran of the Pacific Theater, who worked hard his entire life. I’m deeply hurt that Conoco would dishonor their retirees by dropping their prescription drug coverage and go with the less expensive government-funded option.

I wonder how many companies would attempt the same thing – reduce their financial obligations for private health insurance -- if there was government-sponsored health care. That’s my fear, and that’s why I abhor the thought of health care reform meddling into private insurance.

I’m all for health care reform…but let’s focus on the real cause…outrageously high medical care costs. If tort reform is needed to reduce the costs created by malpractice insurance premiums and defensive medicine, then I urge you to focus on that.

5 comments:

AZJim said...

My thoughts and concerns also. Our government doesn't have a real good track record when they take over something. (Social Sec, Post Office, Medicare) Sometimes I think that they get so used to spending money that they think that it is the only way to fix a problem. You are right, we need to fix why our health care costs are the highest in the world.

Ar Vee said...

Unc, My first pay period this year. Insurance company recieved $700 plus out of the $900 and something earned. My Check was just over $120.Somthing wong!!!

Steve at Random said...

UncR, So don't you think your insurance costs would go down if it didn't cost quite so much to go see a doctor who has a billion dollar malpractice insurance policy thanks to America's Trial Lawyers?

On another note, it's good to have you back commenting. I've missed your disagreeable nature. Any ideas about Obama's future decision regarding more troops for Afganistan, which he's called the "good war?"

Ar Vee said...

The thing about health insurance is it's cost are multi faceted but none of the mentioned occupations are "hurting" for dough. I think alot of the higher expenses incured are a result of people who had no insurance who pay little to nothing on big medical bills. Funny but we are betting against ourselves.It's like, Ya I'm betting $1500 a month, I get major surgery in the next year or so. Most of the lower wage earners chose to pay after losing,even though the odds were with them.Two totally different thought processes going on.
I'm not for war, The Afgan war is more about Pockiston "Pakistan" than Taliban.I can understand the concern.

Lisa Grace said...

I worked in retail and hospital pharmacy for over fifteen years. I was always appalled by the amazing amounts of money that the drug companies spent on promoting their "drug of the week". I saw meals for our entire pharmacy staff (well over 40 people), gifts, golf and so much more. People want to know why your prescriptions cost so much. Look no further than the "free" drug pens your pharmacy has. It's not the pharmacy's fault -- they have no control over costs or what doctor's prescribe. Please be kind to the person behind the cash register next time your prescription goes up in cost. I guarantee that they had nothing to do with that. What is the government doing about capping costs on prescription medications?